Preparing for Work Injury Claims
A work injury claim is doubly daunting when compared to other scenarios. Not only will you be working with the slow insurance claim system, but you’ll also be filing a claim against your employer (or, at least, your employer’s insurance carrier). You can, however, make it a bit easier by taking a few preparatory steps before actually filing.
How Did It Happen?
Every insurance claim is all about proving who was at fault – and, in the end, to prove that you weren’t. From the get-go, you have to have a clear idea of what happened, how things happened and why everything happened. That’ll make it easier for you to file a work injury claim, or to decide whether to file a claim in the first place.
As soon as you’re able, write or narrate the details of the incident for someone else while they’re still fresh in your mind. That way, you can keep your story consistent from the very start. Nothing compromises a work injury claim in the eyes of both employers and insurance company than a story that wavers and changes.
Talk to a Superior
In a lot of cases, it’s a good idea to talk to a superior and inform him or her of your decision to file claim. If your lawyer advises against doing so, then at least ask your superior if the company has any contingencies for incidents like yours. That way, the boss won’t feel like you’re just out there to milk money from the company.
Should you decide to go back to that particular company, it’s important to approach the work injury claim cautiously. Make sure you’re either well within the criteria for filing a claim, or get ready to start looking for a new job.
If you are in the Dallas area, and want to what your options are, then contact us today!
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